Cabinet extends Atal Pension Yojana to 2030-31

What happened
- The Cabinet continued APY up to FY 2030-31, with funding for promotion and gap funding [PIB].
- Over 8.66 crore subscribers were enrolled as of 19 January 2026 [PIB].
Background
- APY (2015) guarantees ₹1,000–5,000 monthly pension from age 60 to unorganised workers. PFRDA regulates it.
Why it matters
- Most of India’s workforce is informal. APY is one of the few pension options for them.
How to use this in Mains
- As per PIB (2026-01-21): the Cabinet continued APY up to FY 2030-31, with funding for promotion and gap funding.
- Most of India's workforce is informal. APY is one of the few pension options for them.
Quotable data pointOver 8.66 crore subscribers were enrolled as of 19 January 2026.
PIB: Cabinet: APY continuation, 21 Jan 2026
Exam angle
UPSC
Prelims: APY.
Practice MCQs
Original practice questions (not PYQs).
Practice · UPSC
APY subscribers
Answer (b) & explanation
PIB.
Practice · UPSC
Extended up to
Answer (b) & explanation
PIB.
Practice · UPSC
Regulator
Answer (b) & explanation
PIB.
Go deeper
Official source: PIB: Cabinet: APY continuation, 21 Jan 2026
facts from cited sources only; faculty review pending