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GS3 · Banking

Fourth round of RRB mergers: One State One RRB

1 min readBanking Regulation
Battle IAS current affairs title card: Fourth round of RRB mergers: One State One RRB (GS3 · Banking, 8 April 2025)

What happened

  • DFS notified amalgamation of 26 RRBs in 10 states and 1 UT on “One State One RRB” [PIB].

Background

  • It is the fourth phase [PIB].

Why it matters

  • One RRB per State gives scale, which lowers costs.

How to use this in Mains

GS-III Indian economy: mobilisation of resources, banking and inclusive growth

  1. As per PIB (2025-04-08): DFS notified amalgamation of 26 RRBs in 10 states and 1 UT on "One State One RRB".
  2. One RRB per State gives scale, which lowers costs.
Quotable data point

DFS notified amalgamation of 26 RRBs in 10 states and 1 UT on "One State One RRB".

PIB: RRB amalgamation, 8 Apr 2025

Exam angle

UPSC

Prelims: RRBs.

Practice MCQs

Original practice questions (not PYQs).

Practice · UPSC

RRBs merged in 4th phase

Answer (a) & explanation

PIB.

Go deeper

ExplainerReserve Bank of India: History, Structure, Functions, Monetary Policy Committee, Surplus Transfer and the Autonomy Debate (UPSC Notes + PYQs)

Official source: PIB: RRB amalgamation, 8 Apr 2025

facts from cited sources only; faculty review pending