PFRDA amends NPS exit rules; exit age raised to 85
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Asked by UPSCPrelims 20171 PYQ
UPSC has already asked about this. Read the story with these questions in mind.
What happened
- PFRDA amended the NPS Exits and Withdrawals Regulations, mainly for the non-government sector; entry and exit age is raised to 85 years [PIB].
Background
- NPS is a defined-contribution pension. At exit, part of the corpus must buy an annuity.
Why it matters
- Longer life spans make later exits and flexible withdrawals sensible.
How to use this in Mains
- As per PIB (2025-12-19): PFRDA amended the NPS Exits and Withdrawals Regulations, mainly for the non-government sector; entry and exit age is raised to 85 years.
- Longer life spans make later exits and flexible withdrawals sensible.
Quotable data pointentry and exit age is raised to 85 years.
PIB: Finance: NPS exit regulation amendments, 19 Dec 2025
Exam angle
UPSC
Prelims: NPS regulator.
Practice MCQs
Original practice questions (not PYQs).
Practice · UPSC
Max entry/exit age now
Answer (c) & explanation
PIB.
Practice · UPSC
Regulator
Answer (b) & explanation
PIB.
Practice · UPSC
NPS type
Answer (b) & explanation
PIB.
Go deeper
Official source: PIB: Finance: NPS exit regulation amendments, 19 Dec 2025
facts from cited sources only; faculty review pending