GS3 · Cooperatives

NCDC lending to cooperatives tops ₹95,000 crore

Battle IAS current affairs title card: NCDC lending to cooperatives tops ₹95,000 crore (GS3 · Cooperatives, 5 November 2025)

What happened

  • NCDC disbursed ₹95,182.88 crore in 2024-25, up from ₹5,735.51 crore in 2014-15, and ₹49,799.06 crore in 2025-26 up to October [PIB].
  • Women’s cooperatives got ₹4,823.68 crore in FY 2021-22 to 2024-25; cooperative sugar mills have received ₹33,311.79 crore cumulatively up to March 2025 [PIB].

Background

  • NCDC lent ₹57.78 crore to SC/ST cooperatives over FY 2021-22 to 2024-25 [PIB].

Why it matters

  • Cooperatives depend on cheap long-term credit. A large share going to sugar mills raises questions on viability and politics in the sector.

How to use this in Mains

GS-III Agriculture: cropping, MSP, PDS, food processing, land reforms

  1. As per PIB (2025-11-05): NCDC disbursed ₹95,182.88 crore in 2024-25, up from ₹5,735.51 crore in 2014-15, and ₹49,799.06 crore in 2025-26 up to October.
  2. Cooperatives depend on cheap long-term credit. A large share going to sugar mills raises questions on viability and politics in the sector.
Quotable data point

Women's cooperatives got ₹4,823.68 crore in FY 2021-22 to 2024-25; cooperative sugar mills have received ₹33,311.79 crore cumulatively up to March 2025.

PIB: PIB Backgrounder: NCDC, 5 Nov 2025

Exam angle

UPSC

Prelims: NCDC.

Practice MCQs

Original practice questions (not PYQs).

Practice · UPSC

NCDC disbursement in 2024-25

Answer (c) & explanation

PIB.

Practice · UPSC

NCDC comes under

Answer (a) & explanation

PIB.

Practice · UPSC

Cumulative NCDC support to cooperative sugar mills (Mar 2025)

Answer (b) & explanation

PIB.

Go deeper

Official source: PIB: PIB Backgrounder: NCDC, 5 Nov 2025

facts from cited sources only; faculty review pending