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GS3 · Financial inclusion

“Your Money, Your Right”: ₹2,000 crore of unclaimed money returned

1 min readMoney & Banking
Battle IAS current affairs title card: "Your Money, Your Right": ₹2,000 crore of unclaimed money returned (GS3 · Financial inclusion, 26 December 2025)

What happened

  • Under the “Your Money, Your Right” drive, nearly ₹2,000 crore of unclaimed financial assets was returned to owners [PIB].

Background

  • Unclaimed deposits go to the RBI’s DEA Fund. RBI’s UDGAM portal helps people search for them.

Why it matters

  • Reuniting money with families is a quiet but real inclusion gain.

How to use this in Mains

GS-III Indian economy: mobilisation of resources, banking and inclusive growth

  1. As per PIB (2025-12-26): under the "Your Money, Your Right" drive, nearly ₹2,000 crore of unclaimed financial assets was returned to owners.
  2. Reuniting money with families is a quiet but real inclusion gain.
Quotable data point

Under the "Your Money, Your Right" drive, nearly ₹2,000 crore of unclaimed financial assets was returned to owners.

PIB: PIB Backgrounder: Your Money, Your Right, 26 Dec 2025

Exam angle

UPSC

Prelims: DEA Fund, UDGAM.

Practice MCQs

Original practice questions (not PYQs).

Practice · UPSC

Amount returned

Answer (b) & explanation

PIB.

Practice · UPSC

RBI portal for unclaimed deposits

Answer (b) & explanation

PIB.

Practice · UPSC

Unclaimed deposits move to

Answer (b) & explanation

PIB.

Go deeper

ExplainerUnified Payments Interface (UPI): How It Works, NPCI, Digital Public Infrastructure, Growth, Going Global, Concentration Risk and Fraud (UPSC Notes + PYQs)ExplainerReserve Bank of India: History, Structure, Functions, Monetary Policy Committee, Surplus Transfer and the Autonomy Debate (UPSC Notes + PYQs)

Official source: PIB: PIB Backgrounder: Your Money, Your Right, 26 Dec 2025

facts from cited sources only; faculty review pending