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GS3 · Banking

RRBs consolidated from 196 to 28

1 min readMoney & Banking
Battle IAS current affairs title card: RRBs consolidated from 196 to 28 (GS3 · Banking, 21 July 2025)

What happened

  • Under “One State-One RRB”, RRBs fell from 196 to 28 through phased amalgamation since 2005-06 [PIB].
  • Phase I (2005-2010) took the count to 82, Phase II (2012-14) to 56 [PIB].

Background

  • A NABARD study shows better profitability after mergers [PIB].

Why it matters

  • Bigger RRBs can invest in technology.

How to use this in Mains

GS-III Indian economy: mobilisation of resources, banking and inclusive growth

  1. As per PIB (2025-07-21): under "One State-One RRB", RRBs fell from 196 to 28 through phased amalgamation since 2005-06.
  2. Bigger RRBs can invest in technology.
Quotable data point

Phase I (2005-2010) took the count to 82, Phase II (2012-14) to 56.

PIB: RRB consolidation, 21 Jul 2025

Exam angle

UPSC

Prelims: RRB count.

Practice MCQs

Original practice questions (not PYQs).

Practice · UPSC

Number of RRBs after consolidation

Answer (b) & explanation

PIB.

Go deeper

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Official source: PIB: RRB consolidation, 21 Jul 2025

facts from cited sources only; faculty review pending