GS2 · Health financing

National Health Accounts 2022-23: out-of-pocket spending falls to 43.4%

3 min readHealth
Battle IAS current affairs title card: National Health Accounts 2022-23: out-of-pocket spending falls to 43.4% (GS2 · Health financing, 27 May 2026)
Battle Brief

The Health Ministry released National Health Accounts estimates for 2022-23 on 27 May 2026, the tenth NHA report. Out-of-pocket expenditure fell from 64.2% of Total Health Expenditure in 2013-14 to 43.4% in 2022-23. Government Health Expenditure rose from 1.15% of GDP to 1.43% (1.48% on the new GDP series with base 2022-23).

Fact File

Release
27 May 2026; tenth NHA report
Prepared by
NHATS, NHSRC (SHA 2011 framework)
OOPE share of THE
64.2% (2013-14) to 43.4% (2022-23)
GHE share of THE
28.6% to 43.7%
GHE / GDP
1.15% to 1.43% (1.48% on new GDP series)
GHE per capita
₹1,042 to ₹2,786 (~2.7 times)
In the news

National Health Accounts estimates for 2022-23: what happened?

When families pay most of their hospital bills from their own pocket, illness becomes a poverty trap. National Health Accounts track who pays for healthcare—government, insurance or the household—so we can see if public spending is actually crowding out ruinous OOPE.

  • GHE share of General Government Expenditure rose from 3.78% to 4.89%.
  • COVID year 2021-22: GHE touched 1.84% of GDP (ECRP-I and II, mass vaccination); OOPE fell to 39.4% that year as a one-time effect.
  • Social Security Expenditure on health (incl. AB PM-JAY, reimbursements, social health insurance) rose from 6% to 9.9% of THE.
  • Private health insurance rose from 3.4% to 9.2% of THE.
Back Story

Who prepares NHA?

  • National Health Accounts Technical Secretariat at NHSRC, designated in 2014.
  • Uses the OECD System of Health Accounts (2011) framework.
By the numbers

How did the financing mix change over a decade?

NHA India, 2013-14 to 2022-23 (PIB, Health, 27 May 2026)
Indicator2013-142022-23
OOPE % of THE64.2%43.4%
GHE % of THE28.6%43.7%
GHE % of GDP1.15%1.43% (1.48% new series)
GHE % of GGE3.78%4.89%
SSE % of THE6%9.9%
Private insurance % of THE3.4%9.2%
Why examiners care

Why does National Health Accounts estimates for 2022-23 matter?

AngleWhat to note
EquityLower OOPE means less medical impoverishment.
Public financeGHE rising as a share of GDP and of THE.
UHCSocial security and insurance shares are up.
DataTenth NHA report; institutionalised since 2014.
Fault Lines

What are the challenges in National Health Accounts estimates for 2022-23?

  • OOPE at 43.4% is still high by global UHC standards.
  • COVID-year OOPE of 39.4% was helped by one-time public spending that later eased.
  • Private insurance growth can leave the poorest behind if public cover is thin.
Road Ahead

What should be done next on National Health Accounts estimates for 2022-23?

  • Push GHE further toward the National Health Policy aspiration while expanding PM-JAY and primary care.
  • Keep publishing NHA so States can track their own OOPE.
Exam Radar

What can Prelims ask on National Health Accounts estimates for 2022-23?

  • NHA 2022-23: OOPE 43.4% of THE (from 64.2% in 2013-14).
  • GHE/GDP 1.43% (1.48% new series); GHE/THE 43.7%.
  • Prepared by NHATS/NHSRC using SHA 2011.
  • SSE share of THE: 6% to 9.9%.
Answer Lab

How to write about National Health Accounts estimates for 2022-23 in Mains

Practice question (15 marks, 250 words): Falling out-of-pocket health spending is a better test of health policy than rising budgets alone. Examine with NHA 2022-23 data.

  • Intro: OOPE 64.2% to 43.4%.
  • GHE and SSE trends.
  • COVID one-time spike.
  • Gaps remaining.
  • Way forward for UHC.

How to use this in Mains

GS-II Issues relating to development and management of health

  1. As per PIB (2026-05-27): NHA estimates 2022-23: Government Health Expenditure rose from ₹1.30 lakh crore (2013-14) to ₹3.85 lakh crore; GHE/GDP rose from 1.15% to 1.43%; GHE share of THE rose from 28.6% to 43.7%; OOPE share of THE fell from 64.2% to 43.4%; social security spending on health rose from 6% to 9.9%.
  2. Lower OOPE means less impoverishment from illness; public spending still below target.
Quotable data point

NHA estimates 2022-23: Government Health Expenditure rose from ₹1.30 lakh crore (2013-14) to ₹3.85 lakh crore.

PIB: Health: NHA 2022-23, 27 May 2026

Exam angle

UPSC

Prelims: NHA indicators. · Mains: health financing.

Practice MCQs

Original practice questions (not PYQs).

Practice · UPSC

As per NHA 2022-23, out-of-pocket expenditure as a share of THE is

Answer (b) & explanation

PIB (Health), 27 May 2026.

Practice · UPSC

National Health Accounts in India use which framework?

Answer (b) & explanation

PIB (Health), 27 May 2026.

Quick questions

Questions students ask about this

What happened to out-of-pocket health spending?

Its share of Total Health Expenditure fell from 64.2% in 2013-14 to 43.4% in 2022-23.

What is GHE as a share of GDP in 2022-23?

1.43%, or 1.48% using the new GDP series with base year 2022-23.

Who prepares the NHA estimates?

The National Health Accounts Technical Secretariat at NHSRC under MoHFW.

Keep studying

Go deeper

Official source: PIB: Health: NHA 2022-23, 27 May 2026

facts from cited sources only; faculty review pending