PMAY-Urban 2.0: UP guidelines for affordable and rental housing

UP’s AHP and ARH guidelines under PMAY-Urban 2.0: what happened?

Many urban poor and migrant workers cannot buy a house at all, and even renting is hard. PMAY-Urban 2.0 has two answers: build cheap houses with private partners, and build rental housing for those who need a roof but not ownership. UP has now set its own rules for both.

• Developers of white-listed projects get waivers of land-use change fee, map approval fee and external development fee.
• Beneficiaries get a stamp duty waiver.
• Under ARH Model-2, private or public bodies will build, run and maintain rental housing.
• ARH is meant for urban poor, working women, employees of industries, industrial estates and institutions, and other eligible EWS/LIG families.

What else did the Cabinet decide on housing?

• Houses built under the Manyavar Shri Kanshiram Ji Shahari Garib Awas Yojana that are occupied without authority will be vacated and repainted.
• They will then be allotted to eligible Scheduled Caste persons, the Finance Minister said at the briefing.

Why does UP’s AHP and ARH guidelines under PMAY-Urban 2.0 matter?

• Urban housing: Adds both owned and rental homes for the poor.
• Migrants: Rental housing near work for workers and working women.
• PPP: Fee waivers draw private developers.

What can Prelims ask on UP’s AHP and ARH guidelines under PMAY-Urban 2.0?

• PMAY-Urban 2.0 components: AHP (Affordable Housing in Partnership) and ARH (Affordable Rental Housing).
• UP AHP support: central ₹1.50 lakh and state ₹1 lakh per house.