RBI drafts revised Kisan Credit Card rules
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Asked by UPSCPrelims 2020Mains 2024 (GS3)2 PYQs
UPSC has already asked about this. Read the story with these questions in mind.
- Prelims 2020Under the Kisan Credit Card scheme, short-term credit support is given to farmers for which of the following purposes ?Solve with answer →
- Mains 2024 · GS3What are the causes of persistent high food inflation in India? Comment on the effectiveness of the monetary policy of the RBI to control…See model answer →
What happened
- RBI issued draft revised KCC Directions for commercial, small finance, regional rural and rural cooperative banks [RBI].
Background
- Crop seasons are standardised by month to bring uniform loan and repayment schedules [RBI].
Why it matters
- Linking repayment to crop months is meant to match loans to farm cash flows.
How to use this in Mains
- As per RBI (2026-02-12): RBI issued draft revised KCC Directions for commercial, small finance, regional rural and rural cooperative banks.
- Linking repayment to crop months is meant to match loans to farm cash flows.
Quotable data pointRBI issued draft revised KCC Directions for commercial, small finance, regional rural and rural cooperative banks.
RBI: Revised KCC Scheme draft, 12 Feb 2026
Exam angle
UPSC
Prelims: KCC.
Practice MCQs
Original practice questions (not PYQs).
Practice · UPSC
Revised KCC draft was issued by
Answer (b) & explanation
RBI release.
Go deeper
ExplainerSelf-Reliance in Pulses and Edible Oils: Mission for Aatmanirbharta in Pulses (2025-31), National Mission on Edible Oils (Oilseeds and Oil Palm), Import Dependence and the Way Forward (UPSC Notes + PYQs)ExplainerPM Dhan-Dhaanya Krishi Yojana: Convergence of 36 Schemes in 100 Low-Productivity Districts, Selection Criteria, Monitoring and the Aspirational Districts Model (UPSC Notes + PYQs)
Official source: RBI: Revised KCC Scheme draft, 12 Feb 2026
facts from cited sources only; faculty review pending