Free daily practice · Prelims and Mains
Daily Current Affairs Quiz 6 November 2026
Daily Current Affairs Quiz · Free
How it works
- 20 questions from 6 November’s current affairs, 20 minutes.
- Test timer counts down and submits at zero; a clock on each question shows your time.
- +2 for right, −0.67 for wrong; blanks carry no penalty.
- Answers, explanations and your time per question appear after you submit.
- Your first attempt today is ranked (ties go to less time); later attempts are practice.
- Free, no login. Mains practice with model answers is below.
Mains practice
2 questions · write first, then compareGS-215 marks250 words
Q1. The Supreme Court has held that arrest begins at the moment of detention and that the Article 22(2) 24-hour rule cannot be defeated by delayed formal arrest. Discuss the constitutional safeguards of personal liberty in criminal investigation and the role of the magistrate.
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Introduction: Article 21 protects life and personal liberty; Article 22(2) requires production before a magistrate within 24 hours of arrest, excluding journey time. The Supreme Court has now equated detention with arrest for this clock and barred informal custody buffers.
Safeguards in investigation
1. Immediate arrest memo and information to relatives.
2. Right to counsel and against self-incrimination.
3. 24-hour judicial production with only journey-time exclusion.
4. Remand only after magistrate scrutiny of need and legality.
Magistrate's role
1. Record actual detention date and time.
2. Test whether custody already exceeded a reasonable period.
3. Refuse remand or order release if Article 22(2) is breached.
4. Watch for custodial violence masked as prolonged interrogation.
Way forward
1. CCTV and station-diary proof of first restraint.
2. Training for police and magistrates on the new clock rule.
3. Strict accountability for delayed arrest memos.
4. Ensure special statutes like NDPS do not dilute Article 21/22.
Conclusion: Liberty is safest when the first touch of custody immediately triggers judicial oversight.
Battle IAS model answer
GS-315 marks250 words
Q2. India's digital payments boom has revived debate on Merchant Discount Rate for UPI. Examine how a zero-MDR policy for merchants can conflict with the need for a sustainable payments infrastructure.
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Introduction: UPI volumes now run into billions of monthly transactions on NPCI rails. NPCI has told the Supreme Court that zero MDR on all merchant UPI payments is fiscally unsustainable and has defended a limited 0.4% charge on larger person-to-merchant payments.
Why zero MDR helped
1. Rapid merchant and customer adoption.
2. Formalisation of small retail sales.
3. Lower cash-handling costs.
4. Public-good branding of digital payments.
Why costs resurfaced
1. Switching, fraud control and uptime expenses rise with volume.
2. Public exchequer or banks cannot subsidise forever.
3. Large merchants can share acceptance costs more easily than micro shops.
4. System resilience needs steady funding.
Balance
1. Keep low-value P2M and P2P free.
2. Cap and disclose MDR clearly to prevent silent pass-through.
3. Audit use of proceeds for UPI security and inclusion.
4. Protect tiny kirana merchants from sudden fee shocks.
Conclusion: A calibrated MDR on a small share of high-value merchant payments can fund the rails without abandoning the free-UPI promise for everyday small payments.
Battle IAS model answer