UPPCS Prelims 2018 · GS Paper I: The Human Development Index (HDI) was first developed by which of the following ?
The Human Development Index (HDI) was first developed by which of the following ?
Answer (a) & explanation
Option (a) is right: the Human Development Index was first published by the United Nations Development Programme in its Human Development Report of 1990. It was designed by the Pakistani economist Mahbub ul Haq with Amartya Sen. Option (b), the IMF, deals with monetary stability and publishes the World Economic Outlook. Option (c), UNICEF, works for children. Option (d), UNCTAD, deals with trade and development and publishes the World Investment Report. Concept: HDI combines life expectancy, education (expected and mean years of schooling) and income (gross national income per capita in purchasing power terms), using a geometric mean since 2010. UNDP also publishes the Gender Inequality Index and, with Oxford, the Multidimensional Poverty Index. India ranks in the medium human development group.
Mahbub ul Haq designed the HDI, but the index was first published by UNDP (1990).
Question as printed in UPPSC's official question booklet. Source: uppsc.up.nic.in
Same theme in UPPCS Mains
- MAINS UPPCS Mains 2025 · GS Paper I · Section A · Q1Comment briefly on the development of art and technology during the Maurya period.
- MAINS UPPCS Mains 2025 · GS Paper II · Section A · Q6Explain the main issues relating to Human Resource Development in India.
- MAINS UPPCS Mains 2025 · GS Paper II · Section B · Q11“India’s Constituent Assembly was the legal outcome of Parliamentary developments during the Colonial period.” Critically examine this statement.
Same theme in UPSC Mains
- MAINS UPSC Mains 2025 · GS Paper III · Q1Distinguish between the Human Development Index (HDI) and the Inequality-adjusted Human Development Index (IHDI) with special reference to India. Why is the IHDI considered a better…
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In the news: current affairs on this topic
21st Maritime State Development Council: first MSDC under the Indian Ports Act, 2025
The 21st Maritime State Development Council met in Mumbai on 13 October 2026. It was the first MSDC after the Indian Ports Act, 2025 (notified 15 May 2026) made the Council a statutory body. Members adopted Vision 2030 and 2047 targets and set March 2027 deadlines for One Nation One Port Process and Maritime Single Window integration.
13 Oct 2026Related questions from other years
Which one of the following correctly represents the three key sub-indices of the Financial Inclusion Index (FI-Index) of the Reserve Bank of India (RBI) ?
Answer (c) & explanation
The sub-indices are Access, Usage and Quality (c). The RBI launched the FI-Index in August 2021. It covers banking, investments, insurance, postal services and pension, and gives one value between 0 and 100. Its three parameters are Access (35%), Usage (45%) and Quality (20%). Options (a), (b) and (d) list areas or ideas that are not its sub-indices; GDP contribution and affordability are not parameters.
Notice the logic: usage has the most weight, because an account that is never used does not mean real inclusion. Quality includes financial literacy and consumer protection. The index is published every July, and it has risen steadily, helped by Jan Dhan (2014) and UPI.
Answer as per the official UPSC answer key.
Which one of the following best describes the key objective of India's 'Open Network for Digital Commerce' (ONDC) initiative ?
Answer (c) & explanation
ONDC aims to break the dominance of large platforms (c). The Open Network for Digital Commerce, a DPIIT initiative (2021-22), is an open set of rules, like UPI for shopping. A buyer on one app can buy from a seller listed on another app. This interoperability lets small sellers reach buyers without joining a giant platform. Option (a) is wrong: it does not give the government control of transactions. Option (b) is wrong: private players can join; they are not replaced. Option (d) is wrong: it does not force UPI payments.
Notice ONDC's design: it is a not-for-profit company and part of India's Digital Public Infrastructure, along with Aadhaar, UPI and DigiLocker. It now covers food, groceries and mobility too.
options (a), (b) and (d) use strong words: "all", "replace", "mandate". A public digital platform usually opens a market; it does not take it over.
Answer as per the official UPSC answer key.
Which one of the following statements about Unified Payments Interface (UPI) and Central Bank Digital Currency (Digital Rupee) is not correct ?
Answer (d) & explanation
Statement (d) is not correct (d). Under UPI, money moves between bank accounts; the deposit is a liability of the bank. The Digital Rupee (e₹) is like a currency note in digital form, a direct liability of the RBI, not of users or banks. Option (a) is correct: UPI is a payment system, while the e-rupee is sovereign currency. Option (b) is correct: an e-rupee transfer moves value from wallet to wallet with no separate settlement. Option (c) is correct: e-rupee wallet transactions do not appear in bank statements.
Notice the legal base: the RBI Act was amended in 2022 to let the RBI issue a CBDC. Pilots began that year in wholesale (e₹-W) and retail (e₹-R) forms.
a "not correct" question. Look for the statement that puts the RBI's liability on someone else.
Answer as per the official UPSC answer key.
Which of the following statements about Real-World Assets (RWA) Tokenization are correct ?
- 1. Tokenization is the process of turning real world assets into digital tokens using blockchain technology.
- 2. Tokenization of real world assets offers 24x7 access, promoting financial inclusion.
- 3. Tokenization of real world assets will allow the access to high growth investment opportunities for individuals in India.
Select the answer using the code given below :
Answer (a) & explanation
All three statements are correct (a). Statement 1 is right: tokenization turns a real asset, like a building, bond or gold, into digital tokens recorded on a blockchain. Statement 2 is right: tokens can be traded 24x7, which widens financial inclusion. Statement 3 is right: small, fractional tokens let ordinary individuals get into high-growth investments that once needed crores. So options (b), (c) and (d) fail.
Notice the risks: unclear regulation, cyber threats and weak investor protection. In India, related steps include Fractional Ownership Platforms and REITs and InvITs, which already let small investors own slices of real estate and infrastructure. The RBI is also testing tokenized deposits and government securities in sandbox pilots.
Answer as per the official UPSC answer key.