Free daily practice · Prelims and Mains
Daily Current Affairs Quiz 30 October 2026
Daily Current Affairs Quiz · Free
How it works
- 20 questions from 30 October’s current affairs, 20 minutes.
- Test timer counts down and submits at zero; a clock on each question shows your time.
- +2 for right, −0.67 for wrong; blanks carry no penalty.
- Answers, explanations and your time per question appear after you submit.
- Your first attempt today is ranked (ties go to less time); later attempts are practice.
- Free, no login. Mains practice with model answers is below.
Mains practice
2 questions · write first, then compareGS-315 marks250 words
Q1. 'Digital arrest' frauds show how cyber criminals exploit fear and gaps in banking checks. In the light of the Supreme Court's proposal that banks repay victims where they were careless, discuss the measures needed to curb such frauds.
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Introduction: In a 'digital arrest', fraudsters pose as police or court officials on a video call and scare victims into sending money. The Supreme Court has proposed that banks fully repay victims when the fraud happened through a lapse in the bank's own checks. About ₹3,000 crore was lost last year.
Why the frauds succeed: (1) Fear of the police and low legal awareness; no Indian law allows an arrest over a call. (2) Mule accounts opened with weak Know Your Customer checks. (3) Fast digital payments with no pause for unusual transfers. (4) Messaging apps used across borders.
Why bank liability helps: It pushes banks to watch for unusual transactions, hold them back and alert the police. It also protects ordinary savers who cannot spot such crimes.
Other measures: (1) The Reserve Bank's Know Your Customer Amendment Directions, 2026 from 31 December. (2) Quick reporting on the 1930 helpline and the National Cyber Crime Reporting Portal so money can be frozen. (3) Action against mule accounts and fake SIM cards. (4) Messaging apps to ban suspicious accounts faster. (5) Awareness drives, especially for senior citizens. (6) Better State cyber police and coordination across States.
Conclusion: Cases fell by 50% this year, showing that action works. Shared responsibility between banks, telecom firms, platforms and police, with fair compensation for victims, can make digital payments safe.
Battle IAS model answer
GS-315 marks250 words
Q2. Unregulated tourism and construction have made the Himalayan States more prone to landslides and floods. Discuss with reference to the recent recommendations for Himachal Pradesh.
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Introduction: The Supreme Court's Central Empowered Committee, studying Himachal Pradesh's repeated disasters, has asked for binding limits on tourists, tighter road rules and checks on hydropower. In 2023, 113 landslides in 55 days killed 111 people.
How human activity adds to risk: (1) Tourism boom: homestays rose 669.7% in ten years, with no carrying-capacity study for Shimla, Manali or Spiti. (2) Roads: hill roads were exempted from environmental clearance in 2013; vertical slope cutting and dumping of debris weaken slopes. (3) Hydropower: 1,007 projects on the Sutlej, Beas, Chenab, Ravi and Yamuna, with tunnels and blasting. (4) Weak afforestation: only 51% of 2020-21 plantations survived.
Why the Himalayas are fragile: they are young fold mountains with steep slopes, loose rocks and heavy monsoon rain, now made worse by climate change.
Way forward: (1) Carrying-capacity limits on visitors, vehicles and hotel beds for each place. (2) Environmental clearance and slope engineering for hill roads. (3) Cumulative impact studies for hydropower in each river basin. (4) Landslide hazard zoning in town plans. (5) Better compensatory afforestation and community forest protection. (6) Early warning systems.
Conclusion: Tourism and hydropower are vital for the State's economy, but growth must stay within what the mountains can bear.
Battle IAS model answer